Chief Financial Officer

The Chief Financial Officer (CFO) oversees the company's financial strategy, planning, and operations, providing leadership in accounting, financial reporting, budgeting, forecasting, and controls for a fintech serving credit unions. The role involves strategic advising and hands-on management, collaborating with executive leadership and external partners.

Location: Remote, Florida, 33146 United States

Responsibilities

• Provides leadership and oversight for the Accounting and Finance functions.
• Manages internal accounting staff and external vendors (e.g., accounting firms, tax advisors).
• Oversees budget preparation, financial controls, and audit coordination.
• Collaborates with department leaders to monitor financial performance and resource allocation.
• Directs the preparation and review of all financial statements, including income statements, balance sheets, cash flow statements, and management reports.
• Oversees budgeting, forecasting, and financial planning processes, including variance analysis and recommendations for corrective action.
• Ensures timely and accurate tax filings and compliance with applicable federal, state, and local requirements.
• Establishes and maintains financial controls, policies, and procedures aligned with audit and SOC expectations.
• Partners with executive leadership to support strategic planning, prioritization, and resource allocation.
• Analyzes operational and financial data to identify opportunities for efficiency, scalability, and cost optimization.
• Supports pricing models, contract reviews, and revenue recognition practices appropriate for SaaS and fintech environments.
• Oversees cash management, banking relationships, and capital planning.
• Works with external partners, investors, or lenders as needed to support financing or growth initiatives.
• Supports client due diligence requests related to financial stability and controls.
• Monitors economic and industry trends relevant to fintech and credit unions and advises leadership accordingly.
• Lead changes to the company's legal entity structure, including subsidiary formations, corporate reorganizations, and entity conversions.
• Direct mergers and acquisitions activity, including target evaluation, financial due diligence, deal structuring, transaction execution, and post-merger integration.

Requirements

• Strong leadership, management, and financial governance skills.
• Excellent analytical, organizational, and problem-solving abilities.
• Deep understanding of accounting principles, financial reporting, and budgeting.
• Experience with financial systems and accounting software appropriate for growth-stage companies.
• Ability to communicate financial concepts clearly to non-financial stakeholders.
• High level of integrity, discretion, and judgment.
• Ability to operate effectively in a fast-paced, regulated fintech environment.
• Proficient in Google Workspace or similar software.

Benefits

• Company-paid medical, dental, and vision insurance for employees.
• Company-paid life and AD&D insurance.
• Company-paid short- and long-term disability.
• 401(k) retirement plan.
• Flexible Spending Accounts (FSA)/ Dependent Care Spending Account (DCSA).
• Unlimited PTO.
• Employee Assistance Program (EAP).
• Voluntary supplemental insurance option.