Retail Loan Officer

Mission Loans is seeking motivated Remote Retail Loan Officers to build relationships, self-generate leads, and manage the loan process from contact to closing. The role offers training, support, and resources in a fast-paced environment, focusing on delivering excellent customer service throughout the mortgage process.

Location: Remote

Responsibilities

• Proactively self-generate mortgage leads through networking, prospecting, and relationship development.
• Cultivate and maintain a strong network of realtors, builders, and other referral sources to drive new purchase business.
• Guide borrowers through every step of the loan process with professionalism and clear communication.
• Analyze borrower credit, income, and assets to recommend appropriate loan products.
• Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings.
• Stay current on mortgage products, lending guidelines, and market trends.
• Represent the company at community and industry events to expand visibility and grow your referral network.

Requirements

• High school diploma or equivalent; Bachelor’s degree in finance, business, or related field preferred.
• Active NMLS license and all required state licensing.
• Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment.
• Proven ability to build and maintain referral relationships that generate funded volume.
• Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products.
• Excellent sales, communication, and relationship-building skills.
• Proficient in loan origination systems (e.g., Byte, Encompass, or similar) and standard business software.
• Highly self-motivated and entrepreneurial, able to work independently.
• Strong organizational skills to prioritize multiple files and meet deadlines.

Benefits

• Competitive commission-based compensation plan with high earning potential.
• Access to a broad portfolio of loan products and competitive pricing.
• Company paid marketing and operational support.
• Strong, collaborative company culture focused on growth and customer experience.
• Exceptional operations support ensuring seamless file processing.
• Dedicated, company-paid marketing partner to help scale your business.
• Pre-qualification without impact, using soft credit pulls.

Additional Information

• This is a commission-only position with unlimited earning potential.
• Internal recruiting process; unsolicited resumes from agencies will not be considered.
• Equal Opportunity Employer, non-discriminatory policies.