Risk Strategist, Card Network Compliance

Stripe is a financial infrastructure platform for businesses, aiming to increase the GDP of the internet by supporting companies in accepting payments, growing revenue, and expanding into new markets. The role involves ensuring compliance with card network requirements and supporting global expansion.

Location: Chicago, SEA, SF, NYC, US-Remote

Responsibilities

• Own oversight of merchant risk management processes for Payment Facilitators, Marketplaces, and other Third-Party Agents and Servicers, including preparing merchants for card network registration, managing network reporting requirements, and conducting periodic reviews and user remediations
• Partner with internal teams to design compliance strategies that support Stripe's global expansion without creating major downstream risks
• Embed within first-line teams, particularly Sales and Product, to train sellers to develop the judgment to catch gaps and position Risk as a business enabler
• Build new processes and enhance existing processes to optimize for efficiency and automation, manage incoming non-compliance escalations from partners, and monitor our portfolio against rules and requirements
• Perform research and analysis to assess Stripe's current market position and develop and prioritize long-term strategic plans for future growth
• Challenge the status quo and provide multiple alternative solutions and key execution criteria
• Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving

Requirements

• 5+ years of professional experience in a related role in Payments or FinTech industries, including experience with card network compliance
• Familiarity with banking and money movement regulations, including KYC and KYB, AML OFAC compliance, and credit and fraud risk
• Experience overseeing design execution and delivery of highly strategic programs
• Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
• Data-driven problem-solving skills, including the ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
• Strong stakeholder management skills and operating rigor, including the ability to take ownership, be accountable, and lead without formal authority to navigate ambiguity and solve problems with the end user in mind
• Entrepreneurial and curious mindset, including motivation to develop deep subject matter expertise and understanding of risk-based frameworks
• Strong operating rigor, executive presence, and presentation skills, including experience engaging with leadership
• Experience in a client-facing role managing relationships with large, global organizations