Small Business Underwriter

Donegal Insurance Group is seeking a Commercial Lines Underwriter for their Small Business Underwriting Team. The role requires at least three years of multi-line underwriting experience and involves managing new business referrals in a fast-paced environment, supporting the Mountain States/Southwest region.

Location: Remote (US)

Salary: $60,000–$80,000 annually

Responsibilities

• Select, price and develop coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support and coaching for the underwriting function
• Review new business applications to evaluate degree of risk involved
• Accept or decline risks based on company’s underwriting policies
• Review application for completeness
• Contact agents for missing or incomplete information
• Using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness
• Assist agents on the processing of new business, renewals, policy changes and all other related transactions
• Interpret insurance coverage’s for agents and insureds; answer telephone inquiries from agents and insureds regarding coverages and pricing
• Maintain and establish good working relationship with agents and communicate underwriting decisions to agents and insureds
• Review and approval all policy changes submitted
• Assist other functions or departments with enhancing and developing existing products in order to enhance the underwriting process

Requirements

• 1 to 3 years of underwriting experience at a company or agency level; a minimum of 1 year of underwriting experience should be in the commercial lines sector of insurance
• Demonstration of self-development through attainment of professional insurance designations, CPCU, ARM, PLU, etc.
• Bachelor’s Degree with a background in insurance or equivalent experience

Benefits

• Medical, Dental, and Vision Coverage: Available to you and your dependents. Coverage begins the first of the month after start date.
• 401(k) with the first 3% matched at 100%, the next 6% is matched at 50%
• Paid Time Off: Paid vacation, sick days, paid holidays, & bereavement days
• Career Development: Including college partnership discounts and industry designation(s) reimbursements
• Additional benefits include company-paid basic life insurance; short & long-term disability insurance; employee stock purchase plan; and employee assistance program (EAP).