Venture Lending Associate

Covalto is seeking a Senior Associate to join the Global Venture Lending team, focusing on complex credit investments across the Americas. The role involves deal execution, due diligence, structuring, portfolio management, and team leadership.

Location: TBD (Mexico City or Remote Colombia)

Responsibilities

• Lead the development and review of financial and credit models, including cash flow forecasting, scenario analysis, and stress testing.
• Coordinate due diligence processes, interfacing with management teams and venture sponsors.
• Design and analyze transaction structures, including collateral packages, covenants, and risk mitigation strategies.
• Prepare and present investment memorandums and credit papers to the Investment Committee.
• Support legal negotiations and transaction execution, collaborating with counsel.
• Oversee portfolio health, monitor covenant compliance, and evaluate performance.
• Supervise and mentor junior analysts, supporting recruitment.

Requirements

• 4–7 years of experience in Venture Debt, Structured Finance, Private Credit, or related fields.
• Advanced proficiency in financial modeling and data analysis.
• Strong understanding of the venture capital lifecycle and credit dynamics in tech and fintech sectors.
• Native or professional fluency in English and Spanish.
• Bachelor’s degree in Finance, Economics, or related field; CFA or advanced degree preferred.

Additional Information

• Reporting to the Managing Director, Global Venture Lending.
• Position based in Mexico City or Remote Colombia.
• Looking for a proactive 'business owner' with technical precision, humility, and a results-oriented mindset.